Robert Fleming - ING Financial Partners

My name is Rob Fleming and I am an independent Financial Advisor with a Financial Planning practice serving the Tampa Bay area.  My role is to help you design a plan to meet your financial needs.  Whether you are looking for growth of principal, tax-favored investing, retirement income, or a review of your current portfolio, I can make it easier to plan your financial future.  Contact me today to schedule a free consultation.

My professional qualifications are that I have the Series 7, 6, 63, and 66 Securities registrations.  I also hold the Florida insurance license in Life, Health, and Variable Annuity.  I have been helping individuals and small business owners in the areas of retirement, life insurance, investments, and advice.  As an independent Financial Advisor, I have been able to help my clients with the best financial products, services, and advice for their needs.  Contact me today to discuss your needs.

Please look through my website where you’ll find a wealth of information in the form of newsletters, articles, calculators, and research reports covering the areas of finance.  I hope your visit here will help you understand the opportunities and potential rewards that are available when you take a proactive approach to financial planning.  I hope you see the value of working with a Financial Planner.

If you have any questions, please contact me using the information on this page.  I offer a free initial consultation to go over your personal situation.  Please call my office or send an email so we can set up an appointment.  You can also use the Contact Us link in the menu above to contact me.

I am here to help you with the concepts of financial services.  Be sure to add this site to your list of "favorites" in your Internet browser.  The information on this site is frequently updated with developments in the area of personal finance.
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

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Newsletters

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

Making Money Market Funds Work for You

Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

HOT TOPIC: Eye on Japan's Recovery Within a Recovery

Japan’s economy hasn’t been on solid ground since the 1990s, but now it must grapple with rebuilding after an earthquake, tsunami, and nuclear accident that have caused economic losses expected to surpass $300 billion. What is the outlook for Japan and the effects the nation's disasters could have on the world economy and financial markets?

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

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