Robert Fleming - ING Financial Partners

My name is Rob Fleming and I am an independent Financial Advisor with a Financial Planning practice serving the Tampa Bay area.  My role is to help you design a plan to meet your financial needs.  Whether you are looking for growth of principal, tax-favored investing, retirement income, or a review of your current portfolio, I can make it easier to plan your financial future.  Contact me today to schedule a free consultation.

My professional qualifications are that I have the Series 7, 6, 63, and 66 Securities registrations.  I also hold the Florida insurance license in Life, Health, and Variable Annuity.  I have been helping individuals and small business owners in the areas of retirement, life insurance, investments, and advice.  As an independent Financial Advisor, I have been able to help my clients with the best financial products, services, and advice for their needs.  Contact me today to discuss your needs.

Please look through my website where you’ll find a wealth of information in the form of newsletters, articles, calculators, and research reports covering the areas of finance.  I hope your visit here will help you understand the opportunities and potential rewards that are available when you take a proactive approach to financial planning.  I hope you see the value of working with a Financial Planner.

If you have any questions, please contact me using the information on this page.  I offer a free initial consultation to go over your personal situation.  Please call my office or send an email so we can set up an appointment.  You can also use the Contact Us link in the menu above to contact me.

I am here to help you with the concepts of financial services.  Be sure to add this site to your list of "favorites" in your Internet browser.  The information on this site is frequently updated with developments in the area of personal finance.
Calculators

Lease Interest

What's the interest rate on the lease you're considering?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Newsletters

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

ETFs for the Conservative Investor

The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

Diving into Dividends

Dividends have traditionally been considered a source of income, but they also can be a powerful way to help build savings. A recent study found that dividends contributed 44% of S&P 500 total returns from 1930 through September 2010. This article explains how dividends work and the role that dividends could play in an investor's savings strategy.

Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

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